Missouri Real Estate ·
Tinkle and McConnell Brokers ·
Toll-Free
877-683-2550 ·
Email:
[email protected]
Missouri
Ozarks Farms and Land For Sale
Missouri Real Estate ·
Tinkle and McConnell Brokers ·
Toll-Free
877-683-2550 ·
Email:
[email protected]
What
Is A Home Inspection?
A home
inspection is a thorough visual examination of the home and property.
The process usually takes two to
three hours, during which time the house is examined from the ground up.
The inspection includes observation and, when appropriate, operation of
the plumbing, heating, air conditioning, electrical, and appliance
systems, as well as structural components: roof, foundation, basement,
exterior and interior walls, chimney, doors, and windows.
When conducted by a
professional, a home inspection covers about 1,000 checkpoints in
approximately 400 items around the home.
Findings should be provided to you in
the form of a comprehensive report. It is vital that such a report
include an objective evaluation of the condition the home, clearly
relating existing defects and indicating potential problems.
WHAT A
HOME INSPECTION IS NOT...
A home
inspection is not an appraisal and vice versa.
An appraisal is the formal process of
estimating a property's value as it relates to a mortgage loan or
mortgage insurance. It does not itemize defects or reflect potential
problems in the home. Even an FHA appraisal currently does not attest to
the condition of a home. In fact, the U.S. Department of Housing and
Urban Development encourages home buyers to use private inspection
services, and authorizes that closing costs may include inspection fees
of up to $200.
A home
inspection report is not a warranty.
Because a home inspection is a visual examination of the home and
operating systems, it is not technically exhaustive. There is no
assurance, expressed or implied, that equipment will not break down at
some future date. However, such protection is available when a home
inspection is complemented by a home warranty. When the services are
used in conjunction with one another, a home warranty covers the items
that were serviceable at the time of the inspection and subsequently
fail due to normal wear and tear (consult your real estate agent about
the availability of a home warranty).
A home
inspection does not detect every conceivable flaw.
It is an inspection of those areas and items that can be seen. Home
inspectors cannot see through foundations, floors or walls, and cannot
inspect areas or items that are inaccessible.
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