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Please make
sure to read our Disclaimer
Page, which will explain Agency
Relationships
1. Match your
needs and wants to affordable properties.
2. Show
properties in Missouri best suited to your
requirements, regardless of the listing company.
3. Explain lender
guidelines and advise you of information required at loan
application.
4. Furnish a copy
of our purchase agreement to familiarize you with the language
and items covered.
5. Describe the escrow
process and customary earnest
money deposits for this area.
6. Present
pertinent information on ownership (taxes, special
assessments, utility costs, subdivision bylaws and
restrictions, zoning restrictions, municipal services, etc.)
7. Respond
honestly and accurately to your questions concerning
properties.
8. Disclose
material facts the broker knows about the property.
9. Offer
properties without regard to race, color, sex, religion,
national origin, handicap or family status.
10. Suggest ways
to make the home you select more livable (minor redecorating
or remodeling).
11. Promptly
assist you in submitting your purchase offer to the seller.
12. Mediate
between you and the seller to achieve a "meeting of the
minds."
13. Investigate finance
programs to suit your needs and assist you with your home
loan.
14. Explain the
types of insurance associated with home ownership (hazard,
mortgage, and mortgage life.)
15. Identify school
officials and arrange an interview if necessary.
16. Monitor the
dates and events that take place during your closing period,
such as fulfilling lender requirements and performing
inspections (mechanical, termite, roof, foundation, and
radon).
17. Assist you
with phone numbers and information to transfer utilities.
18. If needed,
accompany you on a final walk-through.
19. Provide you
with information regarding your special needs (information
regarding child care, churches, public transportation and
recreational programs).
20. Prepare an
amortization schedule for you, free of charge.
21. Contact you
with your Settlement Statement prior to closing.
22. Accompany you
to your Closing and Settlement appointment.
23. Keep in touch
with you after closing to assist you with real estate related
questions and concerns.
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